Does Workers’ Compensation Cover Injuries From a Truck Accident?
When an auto accident involving a commercial truck results in the injury of at least one person, the injured person will have to consider both car accident laws and workers’ compensation laws in order to understand how his or her personal injury claim will work.
Just like any other car accident, the person who is responsible holds the liability for compensation and this comes in the form of insurance coverage for injured individuals through that person’s insurance provider. Additionally, the driver could also receive workers’ comp benefits, which would help pay for medical costs and lost wages – even if they were the cause of the accident.
Federal legislation requires that all businesses employing commercial truck drivers provide workers’ compensation insurance to these employees. Many people don’t expect it, but vehicle-related incidents are one of the most common types of workers’ compensation cases. Data from the U.S. Bureau of Labor Statistics shows that there were approximately 50,000 workplace injuries reported in 2014 related to the transportation industry. Out of 4,400 work-related fatalities in the U.S. during one year, transportation-related incidents accounted for 42% of those cases, according to the U.S. Department of Labor.
The actual details of compensation after a truck accident are complex and it’s important to understand exactly what the state of Colorado mandates in your case. This is where the experienced attorneys from the Law Offices of Dianne Sawaya can help provide the clarity that you need. If you’ve been injured in a truck accident and you’re wondering whether you’re eligible for workers’ comp protection, contact one of our experienced Denver auto accident and workers’ compensation lawyers for legal advice today.