Principle Attorney
If you’ve been injured in an accident, you might hesitate to file a personal injury claim because of something you’ve heard. Maybe someone told you lawsuits are only for greedy people, or that it’s not worth the stress. These common beliefs can stop you from seeking the help you need at a time when your health, finances, and future are on the line.
In reality, personal injury law exists to protect injured people—not punish others. This post clears up some of the most common misconceptions about personal injury lawsuits in Colorado.
“People Only File Lawsuits Because They’re Greedy”
One of the most damaging myths is that injury victims are just looking for a payday. The truth is much different. Most people file personal injury claims because they’re dealing with real problems: unexpected medical bills, lost time at work, ongoing pain, and disruptions to daily life. Filing a claim is often the only way to hold insurance companies accountable and avoid shouldering those costs alone.
What many don’t realize is:
- Medical care after an accident can cost tens of thousands of dollars.
- Some injuries cause permanent disability or chronic pain.
- Long-term care and future surgeries may be necessary.
In most cases, the compensation sought is to help injured people get back on their feet. It’s about fairness, not profit.
“You’re Suing the Person Directly”
It’s easy to assume that filing a claim means you’re going after someone personally. That idea can feel uncomfortable, especially if you know the person involved. In truth, most personal injury lawsuits are resolved through insurance. Whether it’s a car crash, dog bite, or slip-and-fall, the defendant’s insurance company usually steps in to defend the case and pay any settlement or award.
You’re not trying to bankrupt a neighbor or friend. You’re seeking help from the insurance policy that exists for situations like this. The process is designed to protect both sides and make sure losses are handled fairly.
“It’s Not Worth the Hassle”
Some people avoid filing a claim because they think it’s too much of a headache. They imagine drawn-out court battles, piles of paperwork, or tense depositions. While legal cases can be complex, most personal injury claims are resolved outside the courtroom. With the right attorney, you may never have to go to trial at all.
An attorney can:
- Handle communication with insurance companies.
- Gather evidence to support your case.
- Keep your case moving so you can focus on recovery.
In the long run, ignoring a claim can cause more stress. Medical bills pile up, lost wages go unrecovered, and future care may become unaffordable. Taking legal action can actually provide peace of mind, not take it away.
“If You’re Partly at Fault, You Can’t Recover Anything”
Colorado follows a modified comparative fault system. That means you can still recover damages as long as you’re less than 50% responsible for the accident. Your compensation will simply be reduced based on your share of the blame.
For example, if a driver makes an unsafe left turn but you were speeding slightly, both parties may share fault. If you’re found 20% at fault, your damages would be reduced by that percentage. The law recognizes that accidents are often more complicated than they seem.
“Minor Injuries Aren’t Worth Bringing a Claim”
Not all serious injuries are immediately apparent. Some conditions, like soft tissue damage or concussions, take time to fully develop. What seems like a sore neck today could turn into chronic pain that limits your ability to work or enjoy life.
By filing a claim early, you preserve the ability to seek compensation if your condition gets worse. Delaying action can make it harder to connect the injury to the accident and may even cause you to miss the statute of limitations.
It’s better to get checked out and document the injury now than to regret inaction later.
Legal Support Helps You Make Informed Choices
You don’t have to commit to a lawsuit just because you speak to an attorney. A personal injury lawyer can explain your rights, review your case, and help you understand your options. In many cases, they can resolve the matter quickly through negotiation.
At the Law Offices of Dianne Sawaya, we believe in giving honest advice. Whether your injuries are severe or relatively minor, we can help you understand what steps make the most sense for your situation.
Get the Facts Before You Decide
False assumptions shouldn’t stand in the way of your recovery. If you’ve been hurt in an accident, the choices you make early on can affect your future. Take the time to learn what a personal injury claim actually involves. You might be surprised by how manageable the process can be and how important it is to your financial well-being.
Contact the Law Offices of Dianne Sawaya, LLC, today to discuss your case in a free consultation. Let’s talk about your options.