No one expects to be in a car accident, but when it happens, the effects can be immediate and long-lasting. From injuries and medical treatments to lost wages and emotional stress, every part of your life can be affected. Insurance companies may try to rush a settlement, but that doesn’t mean it will cover everything you need. At the Law Offices of Dianne Sawaya, we believe you deserve an advocate who will put your best interests first. We’re here to make sure you’re treated fairly and receive the compensation you deserve.
Common Causes of Car Accidents
Car accidents happen for many reasons, but most are caused by driver negligence. A single bad decision behind the wheel can lead to devastating consequences. Some of the most common causes include:
- Distracted driving – Texting, eating, adjusting the radio, or even talking to passengers can take a driver’s focus off the road.
- Speeding – Driving too fast reduces reaction time and increases the severity of crashes.
- Reckless or aggressive driving – Tailgating, weaving through traffic, or ignoring road signs can lead to serious accidents.
- Drunk or drug-impaired driving – Alcohol and drugs slow reaction time and impair judgment, making the roads more dangerous for everyone.
- Running red lights and stop signs – Failing to obey traffic signals often results in high-speed collisions.
- Unsafe lane changes – Failing to check blind spots or signal can lead to dangerous side-impact crashes.
- Poor weather conditions – Rain, snow, and ice can make roads slick, but drivers still have a responsibility to adjust their speed and driving habits.
If another driver’s negligence caused your accident, they should be held accountable. At the Law Offices of Dianne Sawaya, we work to prove fault and fight for the compensation you deserve.
Injuries and Their Long-Term Impact
Even a low-speed collision can cause serious injuries, and the effects may last far beyond the initial crash. Some injuries heal with time, while others lead to chronic pain, permanent disabilities, or a reduced ability to work. Common car accident injuries include:
- Whiplash and neck injuries – Sudden force can strain muscles, ligaments, and nerves, leading to long-term stiffness and pain.
- Broken bones – Fractures may require surgery, physical therapy, and extended recovery time.
- Traumatic brain injuries (TBI) – Concussions and more severe brain injuries can impact memory, speech, and cognitive function.
- Spinal cord injuries – Damage to the spine can result in nerve pain, mobility issues, or even paralysis.
- Internal injuries – Organ damage and internal bleeding may not be immediately visible but can be life-threatening.
Medical bills, lost wages, and long-term care costs add up quickly. At the Law Offices of Dianne Sawaya, we make sure your case reflects the full impact of your injuries so you receive the compensation you need.
Dealing With Insurance Companies
After a car accident, insurance companies often reach out quickly, offering a settlement before you’ve had time to assess your injuries or financial losses. While their offer may seem reasonable, it’s often not enough to cover long-term medical expenses, lost wages, or the full extent of your pain and suffering. Adjusters may try to downplay your injuries or shift blame to minimize their payout. They are focused on protecting their bottom line—not your well-being. Before giving a statement or accepting an offer, it’s important to understand your rights. Having strong legal representation can make all the difference in securing a fair settlement that truly reflects what you’ve lost.
What Compensation Can Cover
A car accident can leave you with more than just medical bills. The financial and emotional toll can affect every part of your life. Compensation is meant to help you recover and rebuild. Depending on your case, you may be entitled to damages for:
- Medical expenses, including future treatments
- Lost wages and reduced earning capacity
- Pain and suffering
- Rehabilitation and long-term care
The amount you receive depends on the severity of your injuries and how the accident has impacted your daily life. Insurance companies may try to settle for less than you deserve, but a strong legal claim ensures you are fully compensated for your losses.
Understanding Your Legal Rights: Deadlines and Fault Rules
Car accident claims in Colorado are subject to strict legal deadlines and rules that affect your ability to recover compensation.
- Statute of limitations – It is really important to contact an attorney to determine the statute that applies to the facts of your case. If you miss this deadline, you may lose your right to seek compensation.
- Modified comparative negligence – Colorado follows a modified comparative negligence rule, meaning you can recover damages as long as you are less than 50% at fault for the accident. However, your compensation will be reduced by your percentage of fault. For example, if you are found 20% responsible, your total recovery will be reduced by 20%.
Understanding these laws is important in protecting your rights. Acting quickly can strengthen your case and help ensure you receive proper compensation.
How We Can Help You
At the Law Offices of Dianne Sawaya, we take the burden off your shoulders so you can focus on healing. Our team thoroughly investigates every case, gathering evidence to prove fault and the full extent of your losses. We work with medical professionals to document your injuries and negotiate aggressively with insurance companies to secure fair compensation. If a settlement isn’t possible, we are prepared to take your case to court. Throughout the process, we provide clear guidance and strong advocacy, ensuring you are treated fairly and receive the financial recovery you deserve.
Contact Our Experienced Denver Car Accident Attorneys
A car accident can leave you facing challenges you never expected, but you don’t have to handle them alone. The Law Offices of Dianne Sawaya will fight for the compensation you deserve. Call us today for a free consultation, and let’s discuss how we can help.