What Is a Personal Injury—and What Are the Most Common Causes of a Personal Injury?
If you’ve been injured as the result of another’s negligence or carelessness, you may be feeling overwhelmed, unsure of where to turn. You can file a personal injury claim—a civil lawsuit that results in a legal remedy. The purpose of a personal injury claim is to allow you to be compensated to the fullest extent, or “made whole” after suffering harm in a personal injury accident. Of course, in many instances, it is impossible to put your life back to how it was prior to the accident.
If your injuries are severe, you could be facing many years of medical interventions and rehabilitative therapies. You may be unable to return to work for months, years, or forever—thus unable to make a living for yourself and your family. Even so, your settlement is meant to get you back as closely as possible to your pre-injury state. Personal injury claims cover accidents in which someone acted negligently, intentional acts, and defective products.
The most common cause of personal injury claims is motor vehicle accidents—including motorcycle accidents, car accidents, truck accidents, and pedestrian and bicycle accidents. Other types of personal injuries include dog bites, slip and fall accidents, wrongful deaths, and workplace accidents.
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No two accidents are exactly the same, so no two personal injury claims will follow exactly the same path. There are, however, standard “steps” involved in a personal injury claim. The defendant had a duty of care to you and breached that duty of care, causing injury to you that resulted in financial damages.
You then hire a Longmont personal injury attorney to negotiate a settlement on your behalf—or, if no settlement is possible, to litigate your claim in court. Once a settlement is reached, you will sign a document, stating you agree to the settlement and release the defendant and his or her insurance company from any further liability.
Where Do You Turn When You’ve Suffered an Injury?
Attorney Dianne Sawaya is on a mission to make a personal difference in the lives of those injured in accidents due to another’s negligence. Dianne has built her boutique law firm around the idea of a more personal, compassionate practice of personal injury law. This means the Law Offices of Dianne Sawaya treat clients in a highly individualized manner. In fact, clients are at the core of every single thing Dianne’s firm does.
When you are injured, possibly unable to work, it can feel as though your life is in a very dark place. Dianne will ensure you receive a fair settlement that fully covers your injuries, lost wages, and pain and suffering. You are no longer alone once you choose the Law Offices of Dianne Sawaya. Our firm will protect you at every turn, ensuring the very best outcome for your accident.
Dianne has spent the last two decades helping those in the Denver and surrounding areas recover from personal injury accidents. This means Dianne and her legal team know the legalities of personal injury claims inside and out. You need a fierce advocate following a personal injury—Dianne Sawaya can be that advocate for you.
About Longmont, Colorado
As a home rule municipality located in Weld and Boulder counties, Longmont is located northeast of the county seat of Boulder. With a population of about 100,000, Longmont is the 14th most populous city in the state of Colorado. Named after Longs Peak, a mountain that is visible from Longmont, the municipality was founded in 1871. Memberships were sold in the town, purchasing land for the town hall with the proceeds.
Following the arrival of the Colorado Central Railroad in 1877, the city of Longmont began to flourish as an agricultural community. In the 1960s, the Denver Air Route Traffic Control Center was built in Longmont. Soon after, IBM built a manufacturing and development campus near the city. The downtown area of Longmont saw a revival in the 1990s, which continues today. In 2013, the City Council members of Longmont voted to finance and build its own municipal fiber-optic network, known as NextLight.
Today, Mile-Hi Skydiving—one of the largest skydiving facilities in the state of Colorado—calls Longmont Home. Saul, the World’s Largest Sticker Ball at Sticker Giant is on the east side of Longmont. Recreation is popular in the Longmont, as seen by the wide variety of snowsports (including skiing), as well as bicycling and rock climbing. Those who live in Longmont enjoy the diversity and beauty of the city. From time to time, however, these residents are involved in an accident and need a personal injury attorney from the Law Offices of Dianne Sawaya.
What Can a Longmont Personal Injury Attorney Do for Me?
If you’ve been involved in an accident, caused by the negligence of another, you may be hesitant to reach out to a personal injury attorney. You may ask yourself whether you really need legal representation, thinking the insurance company will treat you fairly. You may think a personal injury attorney is simply too expensive. In truth, there are many benefits associated with hiring a personal injury attorney. Your attorney will have a deep understanding of the legal process, as well as an opinion—based on many years experience—about your best path towards resolution.
If your injuries are more than extremely minor, having a personal injury attorney on your side can be an extremely valuable asset. Your attorney can ensure you are getting the treatments you need and can speak to your doctor or another medical provider to persuade them to wait on payment until your claim settles. If your accident left you with a severe or catastrophic injury, pain and suffering, temporary disability, or permanent disability, you absolutely need a Longmont personal injury attorney to ensure you receive a full, fair settlement.
If liability is unclear, your Longmont personal injury attorney can help you determine who is to blame for your accident. Proving your innocence will require an abundance of evidence that will prove your injuries are the result of another’s negligence. Police records, photos of the accident, medical records, and eyewitness testimony will all be collected, organized, and used to prove liability in your case.
Your personal injury attorney will negotiate with the insurance company so you can focus on healing. Insurance companies have more respect for well-represented plaintiffs, and as such, are more likely to offer a full, fair settlement. Insurance adjusters can be difficult to work with, yet this is what your attorney does, day in and day out. If the insurance company refuses a fair settlement, your attorney will file a lawsuit and take the matter to court.
Plaintiffs with strong legal representation receive larger settlements, across the board—by some estimations, as much as 40 percent higher. Once you hire a personal injury attorney, you do not have to pay them anything until your claim settles—and if a settlement is not reached, you don’t pay a dime.
So, while you could handle your own personal injury claim, it would generally be unwise to do so unless you have minor injuries or no injuries. Further, unless you are an extremely confident, capable negotiator, handling your own personal injury case is unlikely to be successful. Insurance adjusters are not the least bit interested in giving you what you want. What they are interested in is their company’s financial bottom line. The more claims they can “lowball” the better that bottom line looks.
How Will I Pay My Medical Bills Until I Get My Settlement?
You may use your own health insurance to pay your medical bills until you receive a settlement from the insurance company. If you choose to do this, your insurance company may exercise its right of subrogation. This means they may attempt to recoup their costs from the at-fault driver’s insurance company. Many doctors and other healthcare providers will care for you following your accident without upfront payment. In exchange, you give them a letter of promise. This letter promises you will pay your medical bills from the proceeds of your settlement. Letters of promise are particularly common in car accident claims, giving your healthcare providers an assurance of future payment. Many healthcare providers will only accept a letter of promise that comes from an attorney, so your Longmont personal injury attorney will handle this issue.
How a Longmont Personal Injury Attorney from the Law Offices of Dianne Sawaya Can Help
If you are the victim of a personal injury, attorney Dianne Sawaya is ready to help you. Vital evidence that is crucial to obtaining a fair settlement can be lost over time. When a large company or insurer is involved, you may face aggressive, even dishonest demands to settle your claim for much less than it’s worth. Too many victims of personal injuries unknowingly sign away their legal rights, accepting a much smaller settlement than they deserve.
Once you accept a settlement, you cannot go back and have a “do-over.” Dianne Sawaya is experienced, knowledgeable, and compassionate. Dianne and her legal team will fight for you every step of the way. When you choose the Law Offices of Dianne Sawaya, you have chosen a firm that will build a solid case on your behalf, fighting for the justice you deserve. Contact the Law Offices of Dianne Sawaya today.