Fifteen-year-old Sidney L. was in a car driven by his friend’s father when the father had a seizure and lost control. Sidney was badly hurt when the car rolled and crashed into a pole. He received surgery for a broken back and broken ankle, was treated for a dislocated shoulder and was restricted to a wheelchair for months after the accident. The auto insurance company offered Sidney all the money available under the policy, but his medical bills were far more than the insurance money available. On top of that, under a practice called subrogation, the health insurance company that paid Sidney’s medical bills asked for all of Sidney’s settlement money so it could get back what it had spent on his treatment. Dianne Sawaya knew that wasn’t right. Because of her experience with the complex laws involved, she got the health insurance company to agree not to take any of Sidney’s money – and even agree to pay for the medical treatment he will need for years to come.