Insurance Company Says They Won’t Pay, and Blames the Victim Instead

Jennifer Gearhart was injured when a driver tried to beat a red light at a busy Denver intersection and lost, totaled Jennifer’s car and injuring her. She was taken by ambulance to the hospital and faced months of painful recovery and rehabilitation, racking up huge medical bills along the way. Adding insult to injury, the at-fault driver’s insurance company said the accident was Jennifer’s fault – and refused to pay a dime. Dianne Sawaya wasn’t going to let them get away with that. She put the investigative team at the Law Offices of Dianne Sawaya to work and found witnesses who were at the intersection who said it was clearly the hot-rodding driver’s fault. His insurance company lost an arbitration on who caused the damages to Jennifer’s car and facing witnesses willing to testify against the at-fault driver in court, the insurer folded its cards and paid policy limits to Jennifer. Next, Dianne turned to Jennifer’s underinsured motorist coverage. More problems – her own insurance company didn’t want to pay and said her injuries were pre-existing and couldn’t have been caused by the crash. So Dianne had Jennifer’s MRIs reviewed by an outside medical expert who reported otherwise. Then Dianne found twice as much money in Jennifer’s UIM policy as originally thought, and with sharp negotiating convinced the insurer to pay Jennifer what she deserved.

Settlement: $250,000

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