If you’re lucky, you’ve never heard this said. But for the unlucky many of us, we’ve heard a police officer say, “License, registration and proof of insurance, please.” If you hear that now, though, you won’t have to go fumbling in the glove box looking for that tiny scrap of paper.
The Colorado legislature passed and Gov. John Hickenlooper signed a law updating the state’s proof-of-insurance regulations. If you are stopped for a traffic violation, or any other reason such as a car accident, you are required by Colorado law to provide proof that you are insured. For that purpose, insurance companies issue cards that you must carry in your car or on your person.
But under the new law, you can use your smart phone or other electronic device such as an iPad to show your proof of insurance. Check with your insurer, but most insurance companies provide apps for use on your phone. Of course, the old-school paper slips still work.
For those of you leery of handing your life over to a police officer by giving him your smart device, the law states that the officer “shall not explore the content of the cell phone … other than to examine the operator’s policy or certificate.”
You are out of luck if the officer drops or otherwise damages the phone, though. The law says they’re immune from civil damages if they wreck it.
If you’ve suffered a personal injury accident, give me a call at (303) 758-4777 or email me. No proof of insurance required. We’ll set up a no-obligation meeting to evaluate your case. You can also schedule a free meeting on our website at www.dlslawfirm.com/contact-us.