Amotorcyclist was minding his own business in his lane when a car cut him off. The rider had to swerve hard to avoid being hit, and in doing so laid his bike down. The driver of the car never saw the motorcycle and drove on. I don’t know any more of the details or whether the rider was hurt, but going down on a motorcycle is not something you want to do.
If the rider had been hurt and the car driver who caused the accident was nowhere to be found, then what? Who’s responsible – and more important, who’d going to pay? Think of it as a hit-and-run driver, without getting hit.
If this has happened to you, you do have options. You can still be compensated for your injuries and the damage to your motorcycle by using your own uninsured motorist coverage. Your policy should provide coverage even though the other driver is long gone. In fact, this is an important reason why every motorcyclist should have a good level of uninsured/underinsured coverage on their policy.
But insurance companies aren’t always eager to pay this kind of a claim – or many motorcycle accident claims, for that matter. They may fight you – even if it’s your own insurer. If your motorcycle accident was caused by a driver who can’t be found, give me a call today at (303) 758-4777 or email me. Or for more information, see our website at www.dlslawfirm.com.